All of the Pearls of Wisdom Online content is copyrighted. Pearls of Wisdom Online content is provided for the personal, noncommercial use of the registered subscribers of Pearls of Wisdom Online.
       All other rights of Pearls of Wisdom Online with regard to the content are reserved. No additional rights of any sort whatsoever in any medium (known or unknown as of the time of this writing) are granted to Pearls of Wisdom Online subscribers. You may not modify, publish, transcribe, download, copy, tape, video, photograph, record, transmit, transfer, sell, reproduce, create derivative works from, distribute, perform, display, store electronically, or in any way exploit any of the content, in whole or in part, at any time.

--- The full agreement reads as follows ----

       These terms and conditions govern your access and use of the Pearls of Wisdom Online subscription service, hereinafter referred to collectively as "Pearls Online".

PEARLS ONLINE

       Pearls Online is an educational, spiritual, religious and cultural Internet subscription service. Pearls Online consists of the presentation of various copyrighted, intellectual property content offered online by Pearls Online, from time to time, for the information, viewing or listening pleasure of subscribers. In addition, third parties may from time to time provide content in various mediums, which may be accessed by subscription to the service. Any such offering by third parties is hereafter referred to collectively as "third party content".
        You may not participate in Pearls Online without accepting the terms and conditions of use, as are contained herein and as the same may be amended from time to time. Please read these terms and conditions of use carefully. If, after reviewing the terms and conditions of use carefully, you wish to subscribe to Pearls Online, indicate your understanding and acceptance of them by clicking on the "I ACCEPT" button. Pearls Online reserves the right to amend all or any part of this Agreement at any time, at its discretion. Such amendments shall become effective and binding immediately upon their being published on Pearls Online. Your continued use of Pearls Online constitutes your binding acceptance of these terms and conditions of use, as amended.
        You warrant that you are at least the age of majority (adulthood) under the laws of your domicile.
       You warrant that the laws of your domicile do not prohibit you from becoming a subscriber.
       You warrant that you accept the ramifications of personal responsibility as a spiritual basis for the Pearls Online content.
       If you, at any time, do not wish to abide by these terms and conditions of use, you should immediately terminate your subscription to Pearls Online by following the procedure(s) shown below.
        Once you have accepted the Terms and Conditions of Use and subscribed to Pearls Online, termination of your subscription does not terminate your obligation to continue to abide by these terms and conditions of use with regard to any information and/or content access you received due to your past subscription.

USE OF PEARLS ONLINE CONTENT

       Your ongoing subscription to Pearls Online constitutes your acknowledgment of and consent to the stipulation that Pearls Online contains (and may consist of) copyrighted information, content in various mediums of whatever sort (known or unknown at this time) which are protected by copyright, trademark and /or other state or federal, U.S. and international, proprietary rights of Pearls Online and/or Third Parties. This is referred to hereafter collectively as ("Content").
       All of Pearls Online content is copyrighted as a collective work of Pearls Online pursuant to applicable copyright laws. You agree to comply with any additional copyright notices, information, or restrictions contained in any content available on or accessed through Pearls Online.
       Pearls Online content is provided for the personal, noncommercial use of the registered subscribers of Pearls Online.        All other rights of Pearls Online with regard to the content are reserved. No additional rights of any sort whatsoever in any medium (known or unknown as of the time of this writing) are granted to Pearls Online subscribers. You may not modify, publish, transcribe, download, copy, tape, video, photograph, record, transmit, transfer, sell, reproduce, create derivative works from, distribute, perform, display, store electronically, or in any way exploit any of the Content, in whole or in part, at any time.
      In the event any content is in the public domain, you, of course, retain all your lawful rights available in public domain material. You assume all risk and responsibility for determining what, if anything, of the Pearls Online content, is in the public domain and what right(s) you may have with regard to any such public domain material. Your responsibility is not waived due to any posting of notices on any content.